Loan request comes from private individuals
A moving loan from Astro Finance is a personal loan. This means that the money for your loan request comes from private individuals and the interest you have to pay goes directly back to these private lenders. Astro Finance earns only a one-time agency fee and a monthly account management fee. Personal loans are not earmarked and the amount received is at your free disposal. Applying for such a loan is very simple and unbureaucratic. Simply fill out the application form online. After a preliminary loan decision, your loan request becomes visible on the online platform and can be financed by private investors. With Astro Finance, you can take out loans ranging from USD 1,000 to USD 10,000, depending on your creditworthiness, even from interest rates of 3%.
With a good credit rating, your loan application will be fully funded by investors within a few minutes. Then you can simply choose the best offer and after successful verification the requested amount will be in your account the next day. If you select the IDnow online identification process, you can save yourself the trip to the post office and therefore do not even have to leave the house to identify yourself. Everything can be done conveniently from home via the Internet, even signing the contract. So nothing stands in the way of moving to your new home. You can conveniently pay off the loan amount in monthly installments. You can determine the term of the loan yourself.
Plan your move, calculate costs, apply for a loan
Before applying for the loan, one should calculate exactly what loan amount is required. Depending on the situation, you can of course make your move cheap. With the help of friends who can help with the move and possibly even lend you a moving van, you can save a lot. Unfortunately, this is not always possible, for example if the apartment is too far away.
The rental contracts for the old and new apartment often overlap, so that you have to pay double rent for a month or two. In addition, there are costs for a deposit and a possible brokerage commission. Even if you get the security of the old rental contract back, it usually takes a few weeks. In addition, the old landlord can deduct an amount for necessary cosmetic repairs from the rental security.
If you also want to remodel the new apartment and hire a craft company, your own funds are in most cases not sufficient. If the sum of all costs incurred has been calculated and the deductible has been deducted from it, you will receive the loan amount to be applied for. Different loan offers can then be compared. With a personal loan from Astro Finance, for example, you have the option of choosing the amount of the monthly installments so that they match your financial situation. The loan term in turn results from the amount of the monthly installments. The lower the rates, the longer the term.